TERMS & CONDITIONS
Indiana REIA™ (REIA) is a trade association that provides exclusive real estate and business training education, networking, activities, resources, and market and opportunity analytics (Content) to help members in real estate investing.
REIA takes pride in providing the best Content available but can make no claims to member’s individual results. Therefore no warranty or guarantee is expressed or implied. You and your Membership is subject to the following:
By joining you agree to perform due diligence and consult with appropriate competent professionals during investing decisions.
This website, IndianaREIA.com, is owned and operated by REIA and Wealth Education™ (herein after Owner) and contains exclusive copyright protected Content and that the following Terms shall describe our respective rights and responsibilities with regard to the Content.
DO NOT USE, WATCH OR LISTEN TO ANY OF THE CONTENT UNLESS YOU AGREE COMPLETELY WITH ALL OF THE TERMS AND CONDITIONS CONTAINED IN THIS LEGAL DOCUMENT.
1. TERMS AND CONDITIONS OF USE INCORPORATED BY REFERENCE.
Our website’s Terms and Conditions of Use, which you can read elsewhere on this website, is incorporated herein by reference as if set forth at length. To the extent that there are any conflicts between the Terms and Conditions of Use and the terms of this document, the terms of this document shall govern.
2. EXTERNAL LINKS POLICY INCORPORATED BY REFERENCE.
Our website’s External Links Policy, which you can read elsewhere on this website, is incorporated herein by reference as if set forth at length. To the extent that there are any conflicts between the External Links Policy and the terms of this document, the terms of this document shall govern.
3. COMPENSATION DISCLOSURE INCORPORATED BY REFERENCE.
Our website’s Compensation Disclosure, which you can read elsewhere on this website, is incorporated herein by reference as if set forth at length. To the extent that there are any conflicts between our Compensation Disclosure and the terms of this document, the terms of this document shall govern.
Unless otherwise expressly stated by us, Recordings embedded on our website do not reflect their importance, and are not an endorsement of the individuals or organizations sponsoring the Recordings, the views expressed in the Recordings, or the products or services mentioned in the Recordings.
Unless otherwise expressly noted, you should assume that if we specifically endorse or recommend products or services in Recordings created by us, that such endorsement or recommendation is pursuant to a “Material Connection” as such term is explained in this website’s Compensation Disclosure.
4. RECORDINGS ARE FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES ONLY.
All Recordings are to be watched and/or listened to for informational and entertainment purposes only. Recordings are not intended to provide specific legal, financial, tax, physical or mental health advice, or any other advice whatsoever to you, any other individual or company, and should not be relied upon in that regard. Any products or services described in the Recordings are only offered in jurisdictions where they may be legally offered. Information provided in Recordings is not all-inclusive, is limited to information that is made available, and such information should not be relied upon as all-inclusive or accurate.
5. EMBEDDED RECORDINGS FROM EXTERNAL SOCIAL MEDIA SITES NOT OWNED BY US.
Some of the Recordings embedded for your viewing and listening pleasure are hosted on social media websites not owned by us. This may include, but is not limited to, sites such as YouTube.com, Google Video, and others (individually and collectively, the “Third Party Social Media Sites”).
We make no claim to the intellectual property rights of the owners of Third Party Social Media Sites. We also make no claim to the intellectual property rights of third party creators of Recordings hosted on Third Party Social Media Sites. Our embedding of such Recordings on this website is done pursuant to applicable licenses to do so granted by the Third Party Social Media Sites.
Embedding Recordings on this website does not create an association, agency, joint venture, or partnership between us and the owners of the Third Party Social Media Sites or impose any liability attributable to such a relationship upon either party.
Recordings are only provided for your convenience. We do not control or guarantee the accuracy, completeness, relevance, or timeliness of any information contained in the Recordings. You should know that Third Party Social Media Sites may track your viewing and listening habits.
If Recordings embedded on this website were created by us but are hosted on Third Party Social Media Sites, we retain all intellectual property rights for such Recordings except to the extent we granted a license to Third Party Social Media Sites to the Recordings. The hosting of these Recordings by Third Party Social Media Sites does not grant you any rights to such Recordings except to the extent provided under the applicable licenses those sites grant to viewers and listeners of Recordings they host on their websites.
6. EMBEDDED RECORDINGS OWNED BY US AND HOSTED ON OUR SERVERS OR THIRD PARTY SERVERS EXCLUDING THIRD PARTY SOCIAL MEDIA SITES.
Some of the Recordings embedded for your viewing and listening pleasure may be created by us and hosted on our servers or third party servers. This may include, but is not limited to cloud hosting services from Amazon.com or others but excludes the Third Party Social Media Sites described above.
We own the copyrights and all other intellectual property rights for these Recordings unless otherwise expressly noted. We make no claim to the intellectual property rights of the owners of third party servers who by contractual agreement are hosting our Recordings for us.
Hosting our Recordings on third party servers does not create an association, agency, joint venture, or partnership between us and the owners of those servers, or impose any liability attributable to such a relationship upon either party.
Recordings only provided for your convenience. We do not guarantee the accuracy, completeness, relevance, or timeliness of any information contained in the Recordings. You should know that we and/or the owners of third party servers hosting the Recordings may track your viewing and/or listening habits.
7. NON-EXCLUSIVE REVOCABLE NONTRANSFERABLE PERSONAL LICENSE.
When you watch or listen to the Recordings on this website, you understand and agree that you are doing so pursuant to a personal non-exclusive revocable nontransferable license from us to do so.
The Recordings remain the sole and exclusive property of their respective owners, which retain all rights thereto. You understand and agree that the Recordings may not be resold by you or otherwise distributed with or without consideration. You will not make the Recordings available to any third party. You may not reproduce or summarize any of the Recordings in any manner.
You agree to destroy any of the Recordings cached on your computer or otherwise in your possession within 24 hours of watching or listening to said Recordings. Notwithstanding this provision, you agree to immediately destroy any Recordings in your possession upon material violation of the terms and conditions contained in this document or in our website’s Terms and Conditions of Use, or upon request by us that you do so.
8. BROKEN OR OBSOLETE RECORDINGS.
We review our website periodically for broken or out-of-date Recordings. Any and all Recordings may be posted, altered, or removed at any time. To report problems with Recordings on our website, or for more information, please contact us.
9. DUE DILIGENCE.
You are advised to do your own due diligence when it comes to making business decisions and should use caution and seek the advice of qualified professionals. You should check with your accountant, lawyer, or professional adviser, physical and mental health professionals as applicable before acting on any information in the Recordings. You may not consider the content of any of the Recordings to be the equivalent of professional advice.
We assume no responsibility for any losses or damages resulting from your use of any of the information contained in the Recordings.
YOU SHOULD ALWAYS CONDUCT YOUR OWN INVESTIGATION (PERFORM DUE DILIGENCE) BEFORE BUYING PRODUCTS OR SERVICES FROM ANYONE VIA THE INTERNET. THIS INCLUDES PRODUCTS AND SERVICES REFERRED TO DIRECTLY OR INDIRECTLY IN THE RECORDINGS.
10. CHANGES AND NOTICE.
Contents of these Terms can and may change without prior notice.
COMPENSATION DISCLOSURE POLICY
YOU SHOULD ALWAYS CONDUCT YOUR OWN INVESTIGATION (PERFORM DUE DILIGENCE) BEFORE BUYING PRODUCTS OR SERVICES FROM ANYONE VIA THE INTERNET. THIS INCLUDES PRODUCTS AND SERVICES SOLD ON THIS WEBSITE AND ALL OTHER WEBSITES.
Unless otherwise expressly stated, you should assume that all references to products and services on IndianaREIA.com are made because material connections exist between the website’s owner (“Owner) and the providers of the mentioned products and services (“Provider”).
GOOD FAITH RECOMMENDATIONS
The Owner recommends products and services on IndianaREIA.com based in part on a good faith belief that the purchase of such products or services will help purchasers in general. The Owner has this good faith belief because (a) the Owner has tried the product or service mentioned prior to recommending it or (b) the Owner has researched the reputation of the Provider and has made the decision to recommend the Provider’s products or services based on the Provider’s history of providing these or other products or services. The representations made by the Owner about products and services reflect the Owner’s honest opinion based upon the facts known to the Owner at the time a product or service is mentioned on IndianaREIA.com.
POTENTIAL BIAS AND DUE DILIGENCE
The Owner’s opinion about a product or service may be partially formed (consciously or subconsciously) in part based on the fact that the Owner has been compensated or will be compensated because of the Owner’s business relationships with the Providers.
In some instances, the Owner and a Provider will have a business or personal relationship that does not involve the Owner receiving compensation related to products and services mentioned on IndianaREIA.com. However, the nature of the relationship is sufficient to establish a material connection between the Owner and the Provider.
Because there is a material connection between the Owner and Providers of products or services mentioned on IndianaREIA.com, you should always assume that the Owner may be biased because of the Owner’s relationship with a Provider and/or because the Owner has received or will receive something of value from a Provider.
Perform your own due diligence before purchasing a product or service mentioned on IndianaREIA.com (or any other website).
The type of compensation received by the Owner may vary. In some instances, the Owner may receive complimentary products, services, or money from a Provider prior to mentioning the Provider’s products or services on IndianaREIA.com.
In other instances, the Owner may receive a monetary commission or non-monetary compensation when you take action based on the content of Owner. This includes, but is not limited to, when you purchase a product or service from a Provider after clicking on an affiliate link on IndianaREIA.com.
EARNINGS DISCLAIMERS AND THIS POLICY
If IndianaREIA.com has Earnings Disclaimers, this Compensation Disclosure Policy is incorporated into those disclaimers by reference.
HEALTH DISCLAIMERS AND THIS POLICY
If IndianaREIA.com has Health Disclaimers, this Compensation Disclosure Policy is incorporated into those disclaimers by reference.
YOUR QUESTIONS ABOUT PRODUCTS AND SERVICES
The Owner’s goal is to make your experience using this website a pleasant one. If you have any questions about products or services mentioned on this website, please contact the Owner and have those questions answered prior to making a purchase of such products or services.
You understand and agree that there are important risk factors that should be considered by you when deciding whether to purchase an REIA Membership.
NO EARNINGS PROJECTIONS, PROMISES OR REPRESENTATIONS
You recognize and agree that we have made no implications, warranties, promises, suggestions, projections, representations or guarantees whatsoever to you about future prospects or earnings, or that you will earn any money, with respect to your purchase of an REIA Membership, and that we have not authorized any such projection, promise, or representation by others.
Any earnings or income statements, or any earnings or income examples, are only estimates of what we think you could earn. There is no assurance you will do as well as stated in any examples. If you rely upon any figures provided, you must accept the entire risk of not doing as well as the information provided. This applies whether the earnings or income examples are monetary in nature or pertain to advertising credits which may be earned (whether such credits are convertible to cash or not).
There is no assurance that any prior successes or past results as to earnings or income (whether monetary or advertising credits, whether convertible to cash or not) will apply, nor can any prior successes be used, as an indication of your future success or results from any of the information, content, or strategies. Any and all claims or representations as to income or earnings (whether monetary or advertising credits, whether convertible to cash or not) are not to be considered as “average earnings”.
The economy, both where you do business, and on a national and even worldwide scale, create additional uncertainty and economic risk. An economic recession or depression might negatively affect the results produced by REIA.
YOUR SUCCESS OR LACK OF IT
Your success in using the information or strategies provided at IndianaREIA.com depends on a variety of factors. We have no way of knowing how well you will do, as we do not know you, your background, your work ethic, your dedication, your motivation, your desire, or your business skills or practices. Therefore, we do not guarantee or imply that you will get rich, that you will do as well, or that you will have any earnings (whether monetary or advertising credits, whether convertible to cash or not), at all.
Businesses and earnings derived there from, involve unknown risks and are not suitable for everyone. You may not rely on any information presented on the website or otherwise provided by us, unless you do so with the knowledge and understanding that you can experience significant losses (including, but not limited to, the loss of any monies paid to purchase an REIA Membership, and/or any monies spent setting up, operating, and/or marketing REIA, and further, that you may have no earnings at all (whether monetary or advertising credits, whether convertible to cash or not).
MATERIALS CONTAINED ON THIS WEBSITE OR IN MATERIALS PURCHASED AND/OR DOWNLOADED FROM THIS WEBSITE MAY CONTAIN INFORMATION THAT INCLUDES OR IS BASED UPON FORWARD-LOOKING STATEMENTS WITHIN THE MEANING OF THE SECURITIES LITIGATION REFORM ACT OF 1995. FORWARD-LOOKING STATEMENTS GIVE OUR EXPECTATIONS OR FORECASTS OF FUTURE EVENTS. YOU CAN IDENTIFY THESE STATEMENTS BY THE FACT THAT THEY DO NOT RELATE STRICTLY TO HISTORICAL OR CURRENT FACTS. THEY USE WORDS SUCH AS “ANTICIPATE,” “ESTIMATE,” “EXPECT,” “PROJECT,” “INTEND,” “PLAN,” “BELIEVE,” AND OTHER WORDS AND TERMS OF SIMILAR MEANING IN CONNECTION WITH A DESCRIPTION OF POTENTIAL EARNINGS OR FINANCIAL PERFORMANCE. ANY AND ALL FORWARD LOOKING STATEMENTS HERE OR ON ANY MATERIALS ON THE WEBSITE ARE INTENDED TO EXPRESS OUR OPINION OF EARNINGS POTENTIAL. MANY FACTORS WILL BE IMPORTANT IN DETERMINING YOUR ACTUAL RESULTS AND NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE RESULTS SIMILAR TO OURS OR ANYBODY ELSE, IN FACT NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE ANY RESULTS FROM OUR IDEAS AND TECHNIQUES IN OUR MATERIAL.
You are advised to do your own due diligence when it comes to making business decisions and should use caution and seek the advice of qualified professionals. You should check with your accountant, lawyer, or professional advisor, before acting on this or any information. You may not consider any examples, documents, or other content on the website or otherwise provided by us to be the equivalent of legal advice. Nothing contained on the website or in materials available for sale or download on the website provides legal advice in any way. You should consult with your own attorney on any legal questions you may have.
We assume no responsibility for any losses or damages resulting from your use of any link, information, or opportunity contained within the website or within any information disclosed by the owner of this site in any form whatsoever.
Although we believe the price is fair for the value that you receive, you understand and agree that the purchase price for an REIA Membership has been arbitrarily set by us based on just compensation for work rendered in creating and curating the Content. This price bears no relationship to objective standards.
TESTIMONIALS, CASE STUDIES & EXAMPLES
Testimonials, case studies, and examples found at IndianaREIA.com are exceptional results, do not reflect the typical purchaser’s experience, don’t apply to the average person and are not intended to represent or guarantee that anyone will achieve the same or similar results. If we have disclose typical results based on information provided to us by a manufacturer or other reputable third party source, you should presume that the typical results as stated are more reliable than the testimonials and examples found at IndianaREIA.com. However, you should always perform due diligence and not take such results at face value. We are not responsible for any errors or omissions in typical results information supplied to us by manufacturers or other reputable third parties.
Where specific income or earnings (whether monetary or advertising credits, whether convertible to cash or not), figures are used and attributed to a specific individual or business, that individual or business has earned that amount. There is no assurance that you will do as well using the same information or strategies. If you rely on the specific income or earnings figures used, you must accept all the risk of not doing as well. The described experiences are atypical. Your financial results are likely to differ from those described in the testimonials.
If a product or service is new, you understand that it may not have been available for purchase long enough to provide an accurate earnings history.
COMPENSATION DISCLOSURE POLICY
Any material connection that we have with a third party provider of goods or services mentioned on IndianaREIA.com are explained in our Compensation Disclosure Policy. This policy is incorporated by reference into these Earnings Disclaimers. You should read the policy to fully understand the meaning of our relationships with third party vendors and how it may affect the content found on IndianaREIA.com.
If you have any questions about these disclaimers or about testimonials, case studies, and/or examples found at IndianaREIA.com, please contact us.
DIGITAL MILLENNIUM COPYRIGHT ACT (DCMA) NOTICE
This notice is for informational purposes only. It is not intended as, nor should it be construed as, legal advice. If you believe that your intellectual property rights have been infringed upon, or if a notice of infringement has been filed against you, you should immediately seek legal counsel.
This website (see our website’s Terms and Conditions of Use for definitions), including all text, HTML, scripts, and images are copyrighted and owned by REIA. All rights reserved.
NO PART OF THIS WEBSITE MAY BE REPRODUCED OR TRANSMITTED IN ANY FORM OR BY ANY MEANS, MECHANICAL, ELECTRONIC, OR OTHERWISE, INCLUDING PHOTOCOPYING AND RECORDING, OR BY ANY INFORMATION STORAGE AND RETRIEVAL SYSTEM, OR TRANSMITTED BY E-MAIL, OR USED IN ANY OTHER FASHION WITHOUT THE EXPRESS PRIOR WRITTEN PERMISSION OF THE WEBSITE OWNER.
This, of course, excludes the downloading and temporary caching of this website on a personal computer for the explicit purpose of viewing this website, as well as any information clearly marked as reproducible. This copyright notice applies to everyone, including all visitors to this website.
The Digital Millennium Copyright Act of 1998, found at 17 U.S.C. § 512 (“DMCA”), provides recourse for owners of copyrighted materials who believe that their rights under United States copyright law have been infringed upon on the Internet.
Under the DMCA, the bona fide owner of copyrighted materials who has a good faith belief that their copyright has been infringed may contact not only the person or entity infringing on their copyright, but may also contact the designated agent of an Internet service provider to report alleged infringements of their protected works, when such alleged infringements appear on pages contained within the system of the Internet service provider (“ISP”).
The owner of this website and the ISP are committed to complying with international trade law, international trade practices, all United States laws, including United States copyright law. Upon receipt of a properly filed complaint under the DMCA, the owner and/or the ISP of this website will block access to the allegedly infringing material. The website owner and/or the ISP will forward a copy of the notification of claimed copyright infringement to the alleged infringer. Anyone who believes in good faith that a notice of copyright infringement has wrongfully been filed against them, may submit a Counter notice to the website owner and/or the ISP.
NOTIFICATION OF CLAIMED COPYRIGHT INFRINGEMENT
Please send DMCA notifications of claimed copyright infringement to:
THE WEBSITE OWNER:
The Real Estate Investor Association™
c/o Mr. S. Allen Trustee, Copyright Agent
6435 West Jefferson Blvd. #200
Fort Wayne, Indiana 46804-6203 USA
THE INTERNET SERVICE PROVIDER (“ISP”):
11251 Northwest Freeway, Suite 400
Houston, Texas 77092 USA
To file a notice of infringement with either the website owner or the ISP, you must provide a written communication that sets forth the items specified below. You will be liable for damages (including damages, costs, and attorneys’ fees) if you materially misrepresent that the website or a web page is infringing your copyright. Accordingly, if you are not sure whether certain material of yours is protected by copyright laws, we suggest that you first contact an attorney.
To expedite our ability to process your request, please use the following format (including section numbers):
1. Identify in sufficient detail the copyrighted work that you believe has been infringed upon.
2. Identify the material that you claim is infringing the copyrighted work listed in item #1 above. (You must include the URL(s) (the location(s) of the page(s) that contains the allegedly infringing material and also include a description of the specific content which you claim is infringing on your copyright.)
3. Provide information
ACCEPTANCE OF MEMBERSHIP TERMS
The Real Estate Investor Association™ (herein “REIA”) welcomes you. REIA provides the REIA Membership (defined below) to you subject to the following Terms of Service (“TOS”), which may be updated by us from time to time without notice to you. You can review the most current version of the TOS at any time at this page. By accessing and using the REIA Membership, you accept and agree to be bound by the terms and provision of the TOS. In addition, when using particular REIA owned or operated services, you and REIA shall be subject to any posted guidelines or rules applicable to such services, which may be posted and modified from time to time. All such guidelines or rules (including but not limited to our Spam Policy) are hereby incorporated by reference into the TOS. REIA may also offer other services that are governed by different Terms of Service.
2. DESCRIPTION OF REIA MEMBERSHIP
REIA provides users with access to a rich collection of resources, including without limitation various communications tools, forums, recommended products and services, educational material, networking opportunities, property listing sites, real estate investor forum and more through its network of joint-ventures which may be accessed through any various medium or device now known or hereafter developed (the “REIA Membership”). You also understand and agree that the REIA Membership may include advertisements and that these advertisements are necessary for REIA to provide the REIA Membership. You also understand and agree that the REIA Membership may include certain communications from REIA, such as service announcements, administrative messages and the REIA Newsletter, and that these communications are considered part of REIA membership and you will not be able to opt out of receiving them. Unless explicitly stated otherwise, any new features that augment or enhance the current REIA Membership, including the release of new REIA properties, shall be subject to the TOS. You understand and agree that the REIA Membership is provided “AS-IS” and that REIA assumes no responsibility for the timeliness, deletion, mis-delivery or failure to store any user communications or personalization settings. You are responsible for obtaining access to the REIA Membership, and that access may involve third-party fees (such as Internet service provider or airtime charges). You are responsible for those fees, including those fees associated with the display or delivery of advertisements. In addition, you must provide and are responsible for all equipment necessary to access the REIA Membership.
The Lifetime membership program is for the life of the program not the life of the Owner or Member.
You understand that the technical processing and transmission of the REIA Membership, including Content, may involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices.
3. YOUR REGISTRATION OBLIGATIONS
In consideration of your use of the REIA Membership, you represent that you are of legal age to form a binding contract and are not a person barred from receiving the REIA Membership under the laws of the United States or other applicable jurisdiction. You also agree to: (a) provide true, accurate, current and complete information about yourself as prompted by the REIA Service’s registration form (the “Registration Data”) and (b) maintain and promptly update the Registration Data to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or REIA has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, REIA has the right to suspend or terminate your account and refuse any and all current or future use of the REIA Membership (or any portion thereof). REIA is concerned about the safety and privacy of all its users, particularly children.
To prevent illegal sharing log in credential Owner logs the IP addresses used to access all accounts and Product and material downloads.
5. MEMBER ACCOUNT, PASSWORD AND SECURITY
You will receive a password and account designation upon completing the REIA Service’s registration process. You are responsible for maintaining the confidentiality of the password and account and are fully responsible for all activities that occur under your password or account. You agree to (a) immediately notify REIA of any unauthorized use of your password or account or any other breach of security, and (b) ensure that you exit from your account at the end of each session. REIA cannot and will not be liable for any loss or damage arising from your failure to comply with this Section 5.
6. MEMBER CONDUCT
You understand that all information, data, text, software, music, sound, photographs, graphics, video, messages, tags, or other materials (collectively hereinafter referred to as “Content” and combined with the Content above ), whether publicly posted or privately transmitted, are the sole responsibility of the person from whom such Content originated. This means that you, and not REIA, are entirely responsible for all Content that you upload, post, email, transmit or otherwise make available via the REIA Membership. REIA does not control the Content posted via the REIA Membership and, as such, does not guarantee the accuracy, integrity or quality of such Content. You understand that by using the REIA Membership, you may be exposed to Content that is offensive, indecent or objectionable. Under no circumstances will REIA be liable in any way for any Content, including, but not limited to, any errors or omissions in any Content, or any loss or damage of any kind incurred as a result of the use of any Content posted, emailed, transmitted or otherwise made available via the REIA Membership.
You agree to not use the REIA Membership, Listing Sites or Forums to:
1. upload, post, email, transmit or otherwise make available any Content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another’s privacy, hateful, or racially, ethnically or otherwise objectionable;
2. harm minors in any way;
3. impersonate any person or entity, including, but not limited to, a REIA official, forum leader, guide or host, or falsely state or otherwise misrepresent your affiliation with a person or entity;
4. forge headers or otherwise manipulate identifiers in order to disguise the origin of any Content transmitted through the REIA Service;
5. upload, post, email, transmit or otherwise make available any Content that you do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);
6. upload, post, email, transmit or otherwise make available any Content that infringes any patent, trademark, trade secret, copyright or other proprietary rights (“Rights”) of any party;
7. upload, post, email, transmit or otherwise make available any unsolicited or unauthorized advertising, promotional materials, “junk mail,” “spam,” “chain letters,” “pyramid schemes,” or any other form of solicitation, except in those areas (such as shopping) that are designated for such purpose (please read our complete Spam Policy);
8. upload, post, email, transmit or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
9. disrupt the normal flow of dialogue, cause a screen to “scroll” faster than other users of the REIA Membership are able to type, or otherwise act in a manner that negatively affects other users’ ability to engage in real time exchanges;
10. interfere with or disrupt the REIA Membership or servers or networks connected to the REIA Membership, or disobey any requirements, procedures, policies or regulations of networks connected to the REIA Membership, including using any device, software or routine to bypass our robot exclusion headers;
11. intentionally or unintentionally violate any applicable local, state, national or international law, including, but not limited to, regulations promulgated by the U.S. Securities and Exchange Commission, any rules of any national or other securities exchange, including, without limitation, the New York Stock Exchange, the American Stock Exchange or the NASDAQ, and any regulations having the force of law;
12. provide material support or resources (or to conceal or disguise the nature, location, source, or ownership of material support or resources) to any organization(s) designated by the United States government as a foreign terrorist organization pursuant to section 219 of the Immigration and Nationality Act;
13. “stalk” or otherwise harass another; and/or
14. collect or store personal data about other users in connection with the prohibited conduct and activities set forth in paragraphs a through m above.
You acknowledge that REIA may or may not pre-screen Content, but that REIA and its designees shall have the right (but not the obligation) in their sole discretion to pre-screen, refuse, or remove any Content that is available via the REIA Membership. Without limiting the foregoing, REIA and its designees shall have the right to remove any Content that violates the TOS or is otherwise objectionable. You agree that you must evaluate, and bear all risks associated with, the use of any Content, including any reliance on the accuracy, completeness, or usefulness of such Content. In this regard, you acknowledge that you may not rely on any Content created by REIA or submitted to REIA, including without limitation information in REIA Message Boards and in all other parts of the REIA Membership.
You acknowledge, consent and agree that REIA may access, preserve and disclose your account information and Content if required to do so by law or in a good faith belief that such access preservation or disclosure is reasonably necessary to: (i) comply with legal process; (ii) enforce the TOS; (iii) respond to claims that any Content violates the rights of third parties; (iv) respond to your requests for Member service; or (v) protect the rights, property or personal safety of REIA, its users and the public.
You understand that the REIA Membership and software embodied within the REIA Membership may include security components that permit digital materials to be protected, and that use of these materials is subject to usage rules set by REIA and/or content providers who provide content to the REIA Membership. You may not attempt to override or circumvent any of the usage rules embedded into the REIA Membership. Any unauthorized reproduction, publication, further distribution or public exhibition of the materials provided on the REIA Membership, in whole or in part, is strictly prohibited.
7. INTERSTATE NATURE OF COMMUNICATIONS ON REIA NETWORK
When you register with REIA, you acknowledge that in using the REIA Membership to send electronic communications (including but not limited to email, search queries, sending messages to REIA Chat or REIA Groups, uploading photos and files to Flickr, and other Internet activities), you will be causing communications to be sent through REIA’s computer networks, portions of which are located in California, Texas, Virginia, and other locations in the United States and portions of which are located abroad. As a result, and also as a result of REIA’s network architecture and business practices and the nature of electronic communications, even communications that seem to be intrastate in nature can result in the transmission of interstate communications regardless of where you are physically located at the time of transmission. Accordingly, by agreeing to this TOS, you acknowledge that use of the service results in interstate data transmissions.
8. SPECIAL ADMONITIONS FOR INTERNATIONAL USE AND EXPORT AND IMPORT COMPLIANCE
Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable Content. Use of the REIA Membership and transfer, posting and uploading of software, technology, and other technical data via the REIA Membership may be subject to the export and import laws of the United States and other countries. You agree to comply with all applicable export and import laws and regulations. In particular, you: (a) represent that you are not a party identified on any government export exclusion list, including but not limited to the U.S. Denied Persons, Entity, and Specially Designated Nationals Lists, nor will you transfer software, technology, and other technical data via the REIA Membership to parties identified on such lists; (b) agree not to use the REIA Membership for military, nuclear, missile, chemical or biological weaponry end uses in violation of U.S. export laws; (c) agree not to transfer, upload, or post via the REIA Membership any software, technology or other technical data in violation of U.S. or other applicable export or import laws.
9. CONTENT SUBMITTED OR MADE AVAILABLE FOR INCLUSION ON THE REIA MEMBERSHIP
REIA does not claim ownership of Content you submit or make available for inclusion on the REIA Membership. However, with respect to Content you submit or make available for inclusion on publicly accessible areas of the REIA Membership, you grant REIA the following worldwide, royalty-free and non-exclusive license(s), as applicable:
1. With respect to Content you submit or make available for inclusion on publicly accessible areas of REIA Groups, the license to use, distribute, reproduce, modify, adapt, publicly perform and publicly display such Content on the REIA Membership solely for the purposes of providing and promoting the specific REIA Group to which such Content was submitted or made available. This license exists only for as long as you elect to continue to include such Content on the REIA Membership and will terminate at the time you remove or REIA removes such Content from the REIA Membership.
2. With respect to photos, graphics, audio or video you submit or make available for inclusion on publicly accessible areas of the REIA Membership other than REIA Groups, the license to use, distribute, reproduce, modify, adapt, publicly perform and publicly display such Content on the REIA Membership solely for the purpose for which such Content was submitted or made available. This license exists only for as long as you elect to continue to include such Content on the REIA Membership and will terminate at the time you remove or REIA removes such Content from the REIA Membership.
3. With respect to Content other than photos, graphics, audio or video you submit or make available for inclusion on publicly accessible areas of the REIA Membership other than REIA Groups, the perpetual, irrevocable and fully sublicensable license to use, distribute, reproduce, modify, adapt, publish, translate, publicly perform and publicly display such Content (in whole or in part) and to incorporate such Content into other works in any format or medium now known or later developed.
10. CONTRIBUTIONS TO REIA
By submitting ideas, suggestions, documents, and/or proposals to REIA through its suggestion or feedback webpages and/or images, videos, or audios that may contain your likeness, image, or sound (“Contributions”) all of which without payment, consideration and without a limitation on time geographic use, you acknowledge, agree and grant REIA permission to those Contributions and: (a) your Contributions do not contain confidential or proprietary information; (b) REIA is not under any obligation of confidentiality, express or implied, with respect to the Contributions; (c) REIA shall be entitled to use or disclose (or choose not to use or disclose) such Contributions for any purpose, in any way, in any media worldwide; (d) REIA may have something similar to the Contributions already under consideration or in development; (e) your Contributions automatically become the property of REIA without any obligation of REIA to you; and (f) you are not entitled to any compensation or reimbursement of any kind from REIA under any circumstances.
You agree to indemnify and hold REIA and its subsidiaries, affiliates, officers, agents, employees, partners and licensors harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of Content you submit, post, transmit, modify or otherwise make available through the REIA Membership, your use of the REIA Membership, your connection to the REIA Membership, your violation of the TOS, or your violation of any rights of another.
12. NO COMMERCIAL REUSE OF REIA Membership
You agree not to reproduce, duplicate, copy, sell, trade, resell or exploit for any commercial purposes, any portion or use of, or access to, the REIA Membership (including Content, advertisements, Software and your REIA ID).
13. GENERAL PRACTICES REGARDING USE AND STORAGE
You acknowledge that REIA may establish general practices and limits concerning use of the REIA Membership. You agree that REIA has no responsibility or liability for the deletion or failure to store any messages, listings or other communications or other Content maintained or transmitted by the REIA Membership. You further acknowledge that REIA reserves the right to modify these general practices and limits from time to time.
14. MODIFICATIONS TO REIA Membership
REIA reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the REIA Membership (or any part thereof) with or without notice. You agree that REIA shall not be liable to you or to any third party for any modification, suspension or discontinuance of the REIA Membership (or any part thereof).
You may terminate your REIA account, any associated email address and access to the REIA Membership by submitting such termination request to REIA.
You agree that REIA may, without prior notice, immediately terminate, limit your access to or suspend your REIA account, any associated email address, and access to the REIA Membership. Cause for such termination, limitation of access or suspension shall include, but not be limited to, (a) breaches or violations of the TOS or other incorporated agreements or guidelines, (b)requests by law enforcement or other government agencies, (c) discontinuance or material modification to the REIA Membership (or any part thereof), (d) unexpected technical or security issues or problems, (e) extended periods of inactivity, (f) engagement by you in fraudulent or illegal activities, and/or (g) nonpayment of any fees owed by you in connection with the REIA Membership. Further, you agree that all terminations, limitations of access and suspensions for cause shall be made in REIA’s sole discretion and that REIA shall not be liable to you or any third party for any termination of your account, any associated email address, or access to the REIA Membership.
Termination of your REIA account includes any or all of the following: (a) removal of access to all or part of the offerings within the REIA Membership, (b) deletion of your password and all related information, files and content associated with or inside your account (or any part thereof), and (c) barring of further use of all or part of the REIA Membership.
16. DEALINGS WITH ADVERTISERS
Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through the REIA Membership, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. You agree that REIA shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on the REIA Membership.
The REIA Membership may provide, or third parties may provide, links to other products, services, Content, advertising, products or other materials (“Resources”). You acknowledge and agree that REIA is not responsible for the availability of such Resources, and does not endorse and is not responsible or liable for any on or available from such sites or resources. You further acknowledge and agree that REIA shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any such Resources.
18. DISCLAIMER OF WARRANTIES
YOU EXPRESSLY UNDERSTAND AND AGREE THAT:
1. YOUR USE OF THE REIA Membership AND SOFTWARE ARE AT YOUR SOLE RISK. THE REIA Membership AND SOFTWARE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. YAHOO AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
2. REIA AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS MAKE NO WARRANTY THAT (i) THE REIA Membership OR SOFTWARE WILL MEET YOUR REQUIREMENTS; (ii) THE REIA Membership OR SOFTWARE WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE; (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE REIA Membership OR SOFTWARE WILL BE ACCURATE OR RELIABLE; (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE REIA Membership OR SOFTWARE WILL MEET YOUR EXPECTATIONS; AND (v) ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED.
3. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE REIA Membership OR SOFTWARE IS ACCESSED AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR AND HEREBY WAIVE ANY AND ALL CLAIMS AND CAUSES OF ACTION WITH RESPECT TO ANY DAMAGE TO YOUR COMPUTER SYSTEM, INTERNET ACCESS, DOWNLOAD OR DISPLAY DEVICE, OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.
4. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM REIA OR THROUGH OR FROM THE REIA Membership OR SOFTWARE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TOS.
5. A SMALL PERCENTAGE OF USERS MAY EXPERIENCE EPILEPTIC SEIZURES WHEN EXPOSED TO CERTAIN LIGHT PATTERNS OR BACKGROUNDS ON A COMPUTER SCREEN OR WHILE USING THE REIA SERVICE. CERTAIN CONDITIONS MAY INDUCE PREVIOUSLY UNDETECTED EPILEPTIC SYMPTOMS EVEN IN USERS WHO HAVE NO HISTORY OF PRIOR SEIZURES OR EPILEPSY. IF YOU, OR ANYONE IN YOUR FAMILY, HAVE AN EPILEPTIC CONDITION, CONSULT YOUR PHYSICIAN PRIOR TO USING THE REIA SERVICE. IMMEDIATELY DISCONTINUE USE OF THE REIA Membership AND CONSULT YOUR PHYSICIAN IF YOU EXPERIENCE ANY OF THE FOLLOWING SYMPTOMS WHILE USING THE REIA SERVICE: DIZZINESS, ALTERED VISION, EYE OR MUSCLE TWITCHES, LOSS OF AWARENESS, DISORIENTATION, ANY INVOLUNTARY MOVEMENT, OR CONVULSIONS.
19. LIMITATION OF LIABILITY
YOU EXPRESSLY UNDERSTAND AND AGREE THAT REIA AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY PUNITIVE, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF REIA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (a) THE USE OR THE INABILITY TO USE THE REIA SERVICE; (b) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES; (c) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (d) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE REIA SERVICE; OR (e) ANY OTHER MATTER RELATING TO THE REIA SERVICE.
20. EXCLUSIONS AND LIMITATIONS
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF SECTIONS 19 AND 20 MAY NOT APPLY TO YOU.
21. SPECIAL ADMONITION FOR REIA MEMBERSHIP RELATING TO FINANCIAL MATTERS
If you intend to create or join any service, receive or request any news, messages, alerts or other information from the REIA Membership concerning companies, stock quotes, investments or securities, please read the above Sections 19 and 20 again. They go doubly for you. In addition, for this type of information particularly, the phrase “Let the investor beware” is apt. The REIA Membership is provided for informational purposes only, and no Content included in the REIA Membership is intended for trading or investing purposes. REIA and its licensors shall not be responsible or liable for the accuracy, usefulness or availability of any information transmitted or made available via the REIA Membership, and shall not be responsible or liable for any trading or investment decisions based on such information.
22. NO THIRD-PARTY BENEFICIARIES
You agree that, except as otherwise expressly provided in this TOS, there shall be no third-party beneficiaries to this agreement.
REIA may provide you with notices, including those regarding changes to the TOS, including by but not limited to email, regular mail, SMS, MMS, text message, postings on the REIA Membership, or other reasonable means now known or hereafter developed. Such notices may not be received if you violate this TOS by accessing the REIA Membership in an unauthorized manner. Your agreement to this TOS constitutes your agreement that you are deemed to have received any and all notices that would have been delivered had you accessed the REIA Membership in an authorized manner.
24. TRADEMARK INFORMATION
You agree that all of REIA’s trademarks, trade names, service marks and other REIA logos and brand features, and product and service names are trademarks and the property of REIA (the “REIA Marks”). Without REIA’s prior permission, you agree not to display or use in any manner the REIA Marks.
25. NOTICE AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT OR INTELLECTUAL PROPERTY INFRINGEMENT
REIA respects the intellectual property of others, and we ask our users to do the same. REIA may, in appropriate circumstances and at its discretion, disable and/or terminate the accounts of users who may be repeat infringers. If you believe that your work has been copied in a way that constitutes copyright infringement, or your intellectual property rights have been otherwise violated, please provide REIA’s Copyright Agent the following information:
1. an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest;
2. a description of the copyrighted work or other intellectual property that you claim has been infringed;
3. a description of where the material that you claim is infringing is located on the site;
4. your address, telephone number, and email address;
5. a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
6. a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner’s behalf.
REIA’s Agent for Notice of claims of copyright or other intellectual property infringement can be reached at the information provided in this page under section “DIGITAL MILLENNIUM COPYRIGHT ACT (DCMA) NOTICE”
26. GENERAL INFORMATION
Entire Agreement. The TOS constitutes the entire agreement between you and REIA and governs your use of the REIA Membership, superseding any prior version of this TOS between you and REIA with respect to the REIA Membership. You also may be subject to additional terms and conditions that may apply when you use or purchase certain other REIA Membership, affiliate services, third-party content or third-party software.
Choice of Law and Forum. You and REIA each agree that the TOS and the relationship between the parties shall be governed by the laws of the State of Indiana without regard to its conflict of law provisions and that any and all claims, causes of action or disputes (regardless of theory) arising out of or relating to the TOS, or the relationship between you and REIA, shall be brought exclusively in the courts located in the county of Allen, Fort Wayne, Indiana. You and REIA agree to submit to the personal jurisdiction of the courts located within the county of county of Allen, Fort Wayne, Indiana, and agree to waive any and all objections to the exercise of jurisdiction over the parties by such courts and to venue in such courts.
Waiver and Severability of Terms. The failure of REIA to exercise or enforce any right or provision of the TOS shall not constitute a waiver of such right or provision. If any provision of the TOS is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the TOS remain in full force and effect.
No Right of Survivorship and Non-Transferability. You agree that your REIA account is non-transferable and any rights to your REIA ID or contents within your account terminate upon your death. Upon receipt of a copy of a death certificate, your account may be terminated and all contents therein permanently deleted.
Statute of Limitations. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the REIA Membership or the TOS must be filed within one (1) year after such claim or cause of action arose or be forever barred.
The section titles in the TOS are for convenience only and have no legal or contractual effect.
Please report any violations of the TOS to Owner here. Where it is not prohibited, Owner offers a reward for any information that results in a conviction for copyright infringement including, but not limited to, Product uploads, duplicating or sharing of any kind including shared usernames and passwords.